Category: DSCR Loans

*DSCR – no minimum ratio

*NEW – DSCR to 8 Units and Mixed Use

*Bank statements, 1 year tax return – to 90% LTV / P&L and VOE only to 80% LTV / Investment Purchase to 85% LTV

*6 jumbo programs (most cover high balance) NOW UP TO $5M

*Interest only, 30 and 40 year terms

*ITIN up to 85% LTV

*1 year credit events

*1-1, 2-1, and 3-2-1 buy-downs available on government and conforming and Jumbo Plus

*NEW – 2^nd Lien to 90% CLTV full doc or 85% CLTV alt doc

The following are highlights of DSCR Loans that are available from out lender:

• No-Income-No-Ration
• Max Loan Amount is $2,500,000
• Interest Only Options
• 1-4 Unit Properties
• 70% Loan to Value on Purchas
• 65% Loan to Value for Rate/Term Refinance Loans
• 60% Loan to Value Refinance with Cash Out
• 700 Minimum FICO Score
• Investment Property Only
• Gift Funds Allowed for Down Payment
• No Limit on Financed Properties